THIS DOCUMENT IS FURNISHED AS EVIDENCE TO THE CERTIFICATE HOLDER THAT THE POLICY (IES) DESCRIBED HAVE BEEN EFFECTED TO PROVIDE COVERAGE AS SHOWN. THIS CERTIFICATE IS SUBJECT TO ALL THE LIMITATIONS, EXCLUSIONS AND CONDITIONS OF THE POLICY OR POLICIES AS THEY NOW EXIST OR MAY HEREAFTER BE ENDORSED. THIS DOCUMENT IS FURNISHED TO YOU AS A MATTER OF INFORMATION ONLY. THE ISSUANCE OF THIS DOCUMENT DOES NOT MAKE THE PERSON OR ORGANIZATION TO WHOM IT IS ISSUED AN ADDITIONAL INSURED. NOR DOES IT MODIFY IN ANY MATTER THE CONTRACTS OF INSURANCE BETWEEN THE INSURED AND INSURERS. ANY AMENDMENT, CHANGE OR EXTENSION OF SUCH CONTRACTS CAN BE EFFECTED BY SPECIFIC ENDORSEMENT ATTACHED THERETO.

INSURANCE TYPE: INSURER: POLICY NO: EXPIRATION DATE: LIMITS: POLICY NO: EXPIRATION DATE: LIMITS: TOTAL LIMIT:	COMMERCIAL Gerling Canada Insurance Company 7130038 APRIL 3RD, 2000 $2,000,000 On Comprehensive General Liability 9131151 April 3RD, 2000 $3,000,000 Excess of $2,000,000 on Umbrella Liability $5,000,000
"POLICY TERRITORY" MEANS: ANYWHERE IN THE WORLD WITH RESPECT TO COMPENSATORY DAMAGES BECAUSE OF BODILY INJURY OR PROPERTY DAMAGE, BUT ONLY AS RESPECTS CLAIMS AND SUITS BROUGHT WITHIN CANADA, OR THE UNITED STATES OF AMERICA, ITS TERRITORIES OR POSSESSIONS. CANCELLATIONS SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRY DATE THEREOF, THE ISSUING COMPANY WILL ENDEAVOR TO MAIL 15 DAYS NOTICE TO THE ABOVE NAMED CERTIFICATE HOLDER, BUT FAILURE TO MAIL SUCH NOTICE SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE COMPANY.
DATE: April 3, 1999